Terms and privacy

Introduction :

• By opening and using a SpaceRemit account, you agree to comply with all of the terms and conditions in this user agreement. You also agree to comply with the following additional policies and each of the other agreements on the Legal Agreements page that apply to you, • Please read carefully all of the terms and conditions of this user agreement, the terms of these policies and each of the other agreements that apply to you. • If you do not agree to the revised terms and conditions, you must stop using the SpaceRemit services, close your account and terminate your relationship with us without cost or penalty. This user agreement will continue to apply to your previous use of our services.

Terms & Conditions

1. You must not use the Portal to send Transaction Amounts in connection with illegal activity including but not limited to money-laundering, fraud and the funding of terrorist organizations. If we reasonably believe you are using the Portal or our Services in connection with illegal activity or for any fraudulent purpose, or are permitting a third party to do so, we may report you to the appropriate legal authorities. 2. You must only act on your own behalf. You may not submit an Instruction or receive a Transaction on behalf of a third person. 3. By agreeing to the terms and conditions you're fully acknowledging that you're responsible to pay your taxes , Tax evasion is a federal crime. Make sure you pay your taxes ( if Eligible ) for your country 4. If you have any problems using the Portal, Digital Money Account or our Website, you should contact us without delay 5. Nothing in the Agreement or in any other information provided by SpaceRemit as part of the services covered by the Agreement is intended to be, nor should it be construed to be, legal or other advice. You must consult your own professional advisers as to the effects of laws which may apply to the Agreement and the services under it. 6. When you give us a Payment Instruction, you are requesting that we process the Transaction on your behalf and you are consenting to the execution of the Transaction. Your Payment Instruction will be treated as received by us once you submit it to us using the Portal. 7. It is your responsibility to make sure all the details are accurate before you give us a Payment Instruction. Once we have received a Payment Instruction, it is not normally possible to change any details of that Payment Instruction. You will be given the opportunity to confirm a Payment Instruction before submission and you must check the details carefully. 8. The total amount (the Transaction Amount, Service Fee and other applicable fees and charges) that you will must pay and the relevant exchange rate selected by us will be displayed clearly in the Portal before you are asked to confirm your Transaction. 9. There may be times when we have to convert a payment into or out of your Digital Money Account from one currency into another 10. We will have no responsibility for any fees or charges you may incur by the use of a particular account or Payment Instrument to fund a Transaction. These may include but are not limited to unauthorized overdraft fees imposed by banks if there are insufficient funds in your bank account, or "cash advance" fees and additional interest which may be imposed by credit card providers if they treat use of our Services as a cash transaction rather than a purchase transaction. 11. Funds will be refunded if it is not claimed on the site within 7 business days whether the service was delivered or not. 12. We may refuse any attempted payment to you or into your Digital Money Account, refuse to process any Instruction, or delay processing any such payment or Instruction 13. You must not access, use or attempt to use the Portal to provide any Instructions unless you are at least 18 years old. Depending on the country in which you live, local laws may set a different age or impose additional rules on your ability to enter into an agreement with us and to use the Portal. If this is the case, it is your obligation to comply with the local laws which affect you. 14. By using SpaceRemit , you acknowledge and agree that you will not seek a refund from the bank. Furthermore, you understand that any disputes or issues will be resolved according to the policies and terms of use set forth by Spaceremit. 15. SpaceRemit has the right to access the agent’s personal accounts to withdraw the dues after three months of non-payment of the due amounts 16. if you do not quickly notify us of security issues on your Spaceremit Account (e.g. loss of your password), you remain liable for losses incurred up to your notification to us.

Privacy Policy

How we keep your data safe We gather and process personal information throughout our journey together to keep your account safe and secure. Here’s what we hold about you: • Information you submit through our website This may include: - Your name, address, date of birth, contact details - A photo of you; whether passport photo - Your education and employment history • Your account details and transaction history with us • Information on how you use your phone and what you give us permission to access on it - Your IP address or operating system - Your smart device’s information - Your geolocation coordinates - Your security authentication - Your network - Web site visits - Spending behaviour • Information from social networks or online accounts, this means your online profile and social media activity We’ll make sure that your account and personal information are always safe and secure, especially with third parties that act on our behalf. We’re always investing in new technologies to protect your money against fraud. We also want you to be safe and alert when it comes to scams and tricks.